Application for complimentary HCCMO membership available for businesses owners from Puerto Rico impacted by hurricanes Irma and Maria

Entrepreneurs from Puerto Rico who are relocating their businesses or re-starting their businesses in Central Florida are eligible for this opportunity.  For more information, please complete this short questionnaire.  For more information, you can also reach out to Joel Salgado,  our Member Services Specialist.

Disaster relief for businesses

If your business was impacted by Hurricane Irma, you can apply for different loan programs.

Federal Resources:

Business Physical Disaster Loan Program

Business Physical Disaster Loans are intended to help repair or replace disaster-damaged property. Businesses and nonprofit organizations may apply for up to $2 million to repair or replace property, including real estate, equipment, inventory, machinery, and other business assets.

Economic Injury Disaster Loan Program

Businesses in qualifying adjacent counties may apply for up to $2 million for working capital through the SBA Economic Injury Disaster Loan program. The Economic Injury Disaster Loan program provides working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, nonprofit organizations meet financial obligations and operating expenses through the disaster recovery period.

Interest rates are as low as 3.305 percent for businesses and 2.5 percent for nonprofit organizations. The SBA customizes loan amounts and terms up to a maximum of 30 years for each applicant.

Applicants may also be eligible for a loan amount increase up to 20 percent of their physical damages to protect property from future damage, including adding a safe room or storm shelter.

To Apply for Physical and Economic Injury Loans

Businesses must first register with the Federal Emergency Management Agency (FEMA) at, or by mobile device at or call the toll-free helpline at 800-621-3362. Those who use 711-Relay or Video Relay Services should call 800-621-3362 (800-462-7585 TTY). Upon registration with FEMA, businesses may apply for a disaster loan a number of ways:

·     Submit an online application at;

·     Download an application from  and submit to a SBA disaster recovery center or mail to:

U.S. Small Business Administration, Processing and Disbursement Center, 14925  Kingsport Road, Fort Worth, TX 76155;

·     Visit a SBA recovery center for one-on-one assistance; or

·     Visit the Florida SBDC at UCF or its satellite service centers for assistance.

The filing deadline to return applications for physical property damage is November 9, 2017. The deadline to return economic injury applications is June 11, 2018.

Florida SBDC Network Stands Ready to Assist

The Florida SBDC Network supports disaster preparedness, response, recovery, and mitigation through its Business Continuation Services. As part of the network's service offering, the Florida SBDC will also be deploying its Mobile Assistance Centers (MACs) into affected communities to deliver small business owners on-site assistance with loan applications and with other post-disaster challenges. The Florida SBDC is working with state and federal officials to determine the MACs' locations and will release that information soon.

For questions about the Emergency Bridge Loan Program, the U.S. SBA Physical and Economic Injury Loan Programs, and how the Florida SBDC can help, please contact the Florida SBDC Network at (850) 898-3489 or [email protected] The phone line will be answered during regular business hours; all voice mails and emails will be responded to within 24 hours.

Click to Watch Telemundo Orlando News Segment about FEMA and SBA assistance

State Assistance

Governor Scott activated the Florida Small Business Emergency Bridge Loan Program to provide short-term, interest-free loans to businesses damaged by the storm.

Florida Small Business Emergency Bridge Loan Program

Administered by the Florida Department of Economic Opportunity (DEO) in partnership with the Florida SBDC Network and Florida First Capital Finance Corporation (FFCFC), the Florida Small Business Emergency Bridge Loan helps businesses bridge the gap between the time damage is incurred and when a business secures other financial resources, including payment of insurance claims or longer-term Small Business Administration loans. Up to $10 million has been allocated for the program.

Under the program, eligible small businesses in all 67 Florida counties with two to 100 employees may apply for short-term, interest-free loans for $1,000 to $25,000 for 90 or 180-day terms. To be eligible, a business must have been established prior to September 4, 2017, and demonstrate economic injury or physical damage as a result of Hurricane Irma.

To Apply for a Bridge Loan

Visit for more information and to apply for the Florida Emergency Bridge Loan program. The deadline to apply is October 31, 2017.

Business Damage Assessment Survey

DEO is assessing the damage caused by the storm. Small businesses that have incurred losses due to Hurricane Irma are asked to complete a Business Damage Assessment Survey. The survey will help the State Emergency Response Team determine the needs and level of assistance for impacted businesses. To take the survey, please visit

Are you an Exporter?

On September 12, 2017, the Export-Import Bank of the United States (EXIM) announced that the agency is extending assistance to U.S. exporters and financial institutions located in areas that are declared by President Donald J. Trump to be federal disaster areas due to the impacts of hurricanes during the 2017 season. Follow the link below for more information.

Export-Import Bank of the United States (EXIM) Disaster Help for Exporters


Disaster Relief Efforts for Puerto Rico

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Central Florida CASA Coalition - Activados por Puerto Rico

We are a group of the private sector that together, we join the Organization Initiative Puerto Rican Action with the purpose of providing help to those who lost their belongings during the impacts of Hurricanes Irma and Maria through Puerto Rico.


United for Puerto Rico

United for Puerto Rico is an initiative brought forth by the First lady of Puerto Rico, Beatriz Rosselló in collaboration with the private sector, with the purpose of providing aid and support to those affected in Puerto Rico by the passage of the Hurricanes.


Cruz Roja Americana - Capitulo de Puerto Rico


Disaster Relief Efforts for Mexico

Main efforts to help Mexico are being channeled through the Mexican Red Cross.

For more information on how you can help or donate visit: